We all need public or private medical insurance covers because it is available and reliable from the market, affordable, we know accidents do happen and the government offers tax relief to employers who offer such benefits of their employees.  Customers are encouraged to engage with their trusted insurance agents who offer health/insurance services for free, have the benefit of insider information, and will most likely help you to save some money. Insurance Agents know which products will give you the best value for your money and they are also likely to know which companies have products meeting your needs, as well as any offers in the prevailing market.